Christopher Brown

Introduction

How many times should you follow up with a lead before closing the sale? Three times? Five times? Maybe more? Well, studies show that most sales reps stop following up too soon—and that’s costing them BIG! Today, I’ll reveal the magic number for follow-ups that actually convert and how you can use this to boost your sales!

If you’ve ever wondered why leads go cold or why prospects don’t buy after the first contact, it’s not because they aren’t interested—it’s because you haven’t followed up enough! Stick around, because by the end of this video, you’ll know exactly how many times you need to follow up and the best strategies to do it effectively.

Follow Up With Sales

n sales, starting back in the 1930s, it was suggested that in order to build enough trust with someone to buy, you needed to reconnect with them 3-5 times. In other words, follow up with them. However, with market saturation over the years, it took longer to build trust.

From the 1930s till the 2000s, studies showed you needed to follow up 3-5 times. Around 2010, that number was 5-8 times. By 2020, that number rose again to 7 to 11 times. It is 2025, so by 2030, you may need to follow up 12-17 times.

Follow Up In Marketing

Because of the overabundance of messages coming at us, it is even more difficult to stand out.

Pew Research found that once someone responded to an ad, it took 22 days and 32 touchpoints, or reconnecting with them 32 times before they would buy.

That means email, SMS, text message, direct mail, phone calls, and social media.

So, if you collect a lead from an interested prospect and send them four emails a day, you will follow up with them 32 times in just eight days.

So, in the coming years, do you think this is going to get better, or is it going to get worse?

Yes, we have more tools that make this easier; however, making sales is going to require more work.

Conclusion

So, to help you get started with this idea, I'd like to promote you to my 150,000+ clients for FREE at RowDayODriveGroup.com/Invite.

One more thing, stay healthy, have a great day, and I’m glad I could help you.

Introduction

What if I told you a struggling beauty salon turned things around and made an extra $500,000—without spending a dime on advertising? Sounds too good to be true, right?

Well, today, I’m going to break down exactly how they did it by partnering with luxury car dealerships—and more importantly, how YOU can use this strategy to grow your own business, no matter what industry you’re in.

If you're looking for free advertising and high-spending clients, keep reading!

Half A Million Dollars From

Most businesses waste money on ads that don’t bring in real customers. But what if I told you that instead of chasing new customers, you could go where your ideal clients already are—and get them to come to you?

That’s exactly what this beauty salon did, and it changed everything for their business. Let’s dive into the details.

There was a high-end beauty salon that was struggling to bring in new clients. Instead of slashing prices or spending money on ads, they decided to study their existing customers.

And guess what they found?

👉 80% of their clients drove luxury cars—BMWs, Audis, and Mercedes.

This gave them an idea.

They reached out to local BMW, Audi, and Mercedes dealerships and made a simple offer:

🚗 For every customer who spent $120,000+ on a new car, the dealership would give them a premium beauty gift basket—courtesy of the salon.

The result? 80 new high-spending clients, and each one spent an average of $6,300 at the salon.

💰 That’s over $500,000 in extra revenue, all from a simple partnership—no ad spend required!

Conclusion

People love the idea of using someone else's customer base, but going from idea to putting this into action is too much for many of you because you already have so many issues you have to handle and to help you get started with this idea, I'd like to promote your offer/product/business to my 150,000+ LA-based customers for FREE to help you gain more business. Visit our website at https://rodeodrivegroup.com/invite.

Introduction:

Not all traffic sources are equal. For every dollar you invest in advertising, how much do you want to make? A lot of research has been put into this.

If you spent a dollar, would you be happy making $2.50?

You made money. You did not lose money. But how about $15? How about $25?

we’re breaking down the most profitable advertising methods, backed by research. You’ll discover which ad strategies deliver the highest return on investment (ROI)—so you can stop wasting money on ads that don’t work and start maximizing your profits.

Let’s dive in! 

The One Thing:

Not all advertising is created equal. You could put all your money or effort into one traffic method and discover if you've would have put the same resources into another traffic you would have made more money.

Most people do not understand the economics or numbers of their business. This is why you have people promoting trendy marketing tactics like social media—because it’s popular. But have you done the research to determine if it’s the wisest use of your money?

Gary Keller of Keller Real Estate in his book "The One Thing" he asks what it the one thing that will make everything else you do irrelevant?' In other words, what traffic source that will produce so much results that would make all the other traffic sources unnecessary?

We have laid out the research from different research firms that shows the average return for businesses on every dollar invested into advertising depending on the traffic source:

Some of you understand strategy that will get you far greater results than what these number show however, we are only going to look at averages.

Not only will we look at the average profits for every dollar invested, but we will also look at the advantages of certain traffic sources over others, For examples, some traffic sources may be more profitable however, some of these traffic sources may require of you to put more money upfront.

There are some traffic sources that may not be as profitable however, they require less money upfront but often times these traffic source are more popular.

I suggest that you look at traffic sources that are less popular but are just are profitable and at times even more profitable than traffic sources that require more money invested upfront.

Elon Musk's Idiot Index

Love him or hate him, one of Elon Musk super powers is his ability to cut expenses. He has the ability to look at anywhere within his companies and cut expenses which why his companies are so profitable.

For example, Elon Musk has a concept that he calls the idiot index, where in building a rocket, he takes the component cost and the cost of the materials.

So, instead of buying the component from a suppler his engineers figure out how to build it in house.

(i.e, $1,000 component, but the cost of the raw material is $100 that = idiot index of 10 to 1)

SpaceX’s Raptor rockets cost $2,000,000, with the goal of using the idiot index to bring it down to $200,000. However, according to some leaked resources, Elon’s engineers were able to get it down to $250,000.

This To Consider Before Advertising:

The marketplace is filled with opportunities for you to advertising your products or services however, it is unlikely you will experience the results you are looking for first of all because of the high cost of advertising. 

A recent report also indicates that 62% of businesses are not happy with the results they are getting from their Facebook ads because the costs of their ads are to expensive for them to be profitable.

An article from Business Insider shows that over the past couple of years, advertising costs are going up year over year. As of July 2021, five major social media platforms are showing a dramatic increase in advertising costs year-over-year. 

• Google and YouTube’s CPM is up by 108%
• Facebook ad cost had an 89% increase, while the average CPM was $11 
• TikTok’s CPM went up by 92% increase
• and Snapchat had “the lowest” 64% increase in CPM.

Online advertising has gotten really competitive because online advertising is based on a bidding process, so who ever is willing to pay the most gets the traffic, driving the prices up for everyone else.

So you really have to know what you are doing to run profitable ads. This has priced many smaller companies out of being able to advertise because they are spending more then they are making. 

This has force many companies to look for alternative forms of traffic.

Avoid Lazy Marketing

Elon Musk's companies have put in the work to find in efficiencies within the company to cut expenses.

When your competitors are spending $1 to make $2, you can use this knowledge to make $10, $15, or even $40.

I want to invite you to put in the work to cut advertising costs. however, with this research we have done most of the work for you.

Most companies, especially smaller companies use lazy marketing. They need customers, so they run some internet ads. You on the other hand, have the resources to find in efficiencies in your marketing.

For example, For example, Kyle Handy is a real estate agent who spent $22,000 on Google ads, which brought in $41,324 and a profit of $19,324. So, he brought in a return of almost 87%. However, Tony Kelso invested $50,626 in direct mail that brought in $543,390, just shy of 1,120%.

Don't Discount Cold Marketing

The reason advertising is so expensive is because big media channels have built up an audience on their platforms and charge you a hefty fee to broadcast your message to their audience and depending on what is going on in the economy like you saw from the article from "Business Insider" these marketing companies end up raising prices and charging you more.

I don't want you to discount cold marketing.

When you were new in business, you probably had little or no money. So, you did you own marketing networking, making phone calls, sending direct messages on social media and once you started making money you looked for ways to advertise.

You may have grown beyond cold marketing but you can still hire people or build a team of independent sales people who will do cold marketing in your behalf because in most cases, cold marketing is way more profitable than buying traffic.

Understanding Marketing

How well do you understand marketing? Most people understand what they do but they do not understand some of the other important areas of their business this is why strategy is so important.

If you do not have a large marketing budget it is not suggested that you sell an high priced product because the more expensive your product cost the more trust you have to develop before people will buy.

So, you have to advertise to a larger group of people over a longer period of time before anyone will buy with higher priced products.

Instead, it is suggested that you start off with a lower priced product because with a lower priced product you get immediate feedback if your marketing is working.

With higher priced products you may have to spend 10's of 1,000's of dollars before you will know if your marketing is working with lower priced products you have to put in more work but you get almost immediate feedback.

Speed Over Profitability

The beauty of the internet is that it is fast.

Some business value speed over profitability. For business that use what is known as a "loss leader" you may need to take the revenue from your "loss leaders" and re-invest it into advertising to make more money faster because of the speed you make money this may be more valuable to you than pyrotiablity.

Preview

• Google / Yahoo Search: Brandcampdigital.com says: On average, Google Ad brings you a return of $2 for every $1 invested.
• Display Ads: According to Webfx.com, for every $1 invested, display ads bring in a return of $2.
• Social Media Paid Ads: Gitnux.org says social media advertising has an average return of $2.50 for every dollar invested.
• Print Advertising (Newspapers, Magazines) Independent studies, such as those by Sheridan, Nielsen Catalina Solutions, and others, have found that magazine advertising yields an average ROI of $3.94 for every dollar spent. 
• Influencer Marketing: Storyclash.com says for every dollar invested into influencer marketing that will bring in a return of $5.78
• SEO: TeraKeet estimates that the average ROI of SEO ranges from 550% to 1,220% or $6.50 on the low end to $13.20 for every dollar invested.
• TV/ Radio: Statista says business that use TV advertising will earn an average return of $6.50 of every dollar invested.
• Content Marketing: Sitecore states that across all industries, the average return on investment was 748%, assuming consistent weekly publication, or a return of $8.48.
• Direct Mail / Flyers: ActiveRain shows a return of $10 for every one dollar invest.
• Remarketing: Demandsage says say you will see a return of $10 for every dollar invested into remarking
• Affiliate Marketing: AuthorityHacker.com states that brands using affiliate marketing get an average return on investment (ROI) of $15 for every dollar spent, equating to a 1400% return.
• Cold Calling: According to Breakcold, for an investment of $5,000 in cold calling (including costs like personnel and software), businesses can potentially generate $76,800 in revenue. This translates to an ROI of approximately $15.36 for every $1 spent. breakcold.com
• Cold Email: profitoutreach.app says studies have reported ROIs as high as $42 for every $1 spent, further highlighting the potential profitability of cold email strategies. 
• Joint Ventures: I saw a return of over 7,000%. In other words, I spent $200 and brought in $14,100 in just 6 hours, the next joint venture I did brought in a return of 21,000% in other words I saw a return of $211 for every dollar

Research

The feedback we have provided is from the latest research from multiple resources and research firm. The purpose of this research is to provide you with the information you need to make the most intelligent choices for your business marketing.

Search Marketing

Search: The advantage of search-based advertising is that traffic from search engines consists of an audience actively looking to buy, unlike most advertising, which is what is called interruption advertising, such as what happens on social media and TV.

As you watch TV or are browsing the internet you are introduced to different products. This is what is meant by interruption marketing.

• Google AdWords:
  

  • Idiot Index: High
  • ROI: Brandcampdigital.com says: On average, Google Ad bring you a return of $2 for every $1 invested.
  • Explanation: Google AdWords allows businesses to create and manage pay-per-click (PPC) ads on Google's search engine and partner networks. While setting up ad campaigns is relatively user-friendly, achieving optimal results requires understanding keyword research, bidding strategies, and ad targeting

• Yahoo/Bing Advertising:
  

  • Idiot Index: High
  • ROI: There isn't a widely cited or easily accessible statistic for the average ROI specifically for Yahoo Search advertising, however, to repeat, again:Brandcampdigital.com says: On average, Google Ad bring you a return of $2 for every $1 invested.
  • Explanation: Advertising on Yahoo and Bing involves similar principles to Google AdWords but may have differences in audience demographics and ad platform functionality. 
    Advantages: Bing's average CVR is slightly better than what we see on Google Ads. There are some advantages over Google ads with Bing and Yahoo for some companies, so we advise doing more research to see if Bing and/or Yahoo is right for you.

• Display Ads:
  

  • Idiot Index: High
  • ROI: According to Webfx.com, for every $1 invested, display ads bring in a return of $2.
  • Explanation: Display advertising involves placing visual ads (banner ads) on websites and mobile apps. While setup and targeting options are relatively simple, achieving high engagement and conversion rates may require experimentation and optimization.

Paid Social Media Ads:

There is a lot of hype regarding social media advertising because these channels have massive audiences. However, due to the sheer volume of messages bombarding us, many ads go unnoticed. Chet Holmes International posted a report in 2023 stating that in 2008, it took someone seeing our ads 5-8 times before remembering us. However, today, with the overwhelming amount of messages on social media, it takes someone seeing our ads 500 times before they remember us.

But on social media, that's why we are often only charged per click. However, when the economy is good, due to the popularity of social media, the top social media companies raise their prices. According to an article from Business Insider in July 2021, five major social media platforms are showing a dramatic increase in advertising costs year-over-year.

• Google and YouTube’s CPM increased by 108%.
• Facebook ad costs had an 89% increase, while the average CPM was $11.
• TikTok's CPM went up by 92%.
• Snapchat had "the lowest" increase in CPM at 64%.

According to an article at https://gitnux.org/social-media-marketing-roi-statistics/#:~:text=The%20average%20ROI%20for%20social,media%20conversion%20rate%20was%209.3%25, social media advertising has an average return of $2.50 for every dollar invested. However, this is why skill is important because I personally know people who earn a return of $4.80 for every dollar they spend on social media advertising.

If you have a large advertising budget, social media may give you the traffic you need. However, if you are a smaller company, social media is not the best option for you.

• Facebook Advertising:
  

  • Idiot Index: Moderate to High
  • ROI: Social media advertising has an average return of $2.50 for every dollar invested.
  • Explanation: Facebook's advertising platform offers a wide range of targeting options and ad formats, making it powerful but potentially complex for beginners. However, its user-friendly interface and extensive resources make it accessible to marketers of varying skill levels.

• Instagram Advertising:
  

  • Idiot Index: Moderate to High
  • ROI: Social media advertising has an average return of $2.50 for every dollar invested.
  • Explanation: Instagram's advertising platform integrates seamlessly with Facebook Ads Manager, offering similar targeting options and ad formats. While visually engaging, understanding Instagram's audience and optimizing ad performance may require some expertise.

• Twitter Advertising:
  

  • Idiot Index: Moderate to High
  • ROI: Social media advertising has an average return of $2.50 for every dollar invested.
  • Explanation: Twitter's advertising platform allows businesses to promote tweets, profiles, and trends to targeted audiences. While the setup is relatively straightforward, achieving success may require experimentation and familiarity with Twitter's user behavior.

• Pinterest Advertising:
  

  • Idiot Index: Moderate to High
  • ROI: Social media advertising has an average return of $2.50 for every dollar invested.
  • Explanation: Pinterest's advertising platform enables businesses to promote pins to users based on interests, keywords, and demographics. While visually-driven and intuitive, maximizing ROI may require understanding Pinterest's unique audience and content preferences.

• LinkedIn Advertising:
  

  • Idiot Index: Moderate to High
  • ROI: Social media advertising has an average return of $2.50 for every dollar invested.
  • Explanation: LinkedIn's advertising platform targets professionals and businesses, offering options for sponsored content, text ads, and sponsored InMail. While targeting options are robust, achieving optimal results may require knowledge of LinkedIn's professional user behavior.

• YouTube Advertising:
  

  • Idiot Index: Moderate to High
  • ROI: Social media advertising has an average return of $2.50 for every dollar invested.
  • Explanation: YouTube advertising involves creating and optimizing video ads to reach targeted audiences. While the platform offers extensive reach and targeting options, producing compelling video content and analyzing performance metrics may require expertise.

• Media, Influencer Marketing:
  

  • Idiot Index: Moderate
  • ROI: Influencer marketing has proven to be a highly effective strategy for many brands, offering substantial returns on investment (ROI). On average, businesses earn $5.78 for every $1 spent on influencer marketing. Notably, the top 13% of businesses achieve returns of $20 or more for each dollar invested. 

    Additionally, a study by Tomoson found that businesses see an average ROI of $6.50 for every $1 spent on influencer marketing, highlighting the potential profitability of this marketing approach. 

    There are reports that show influencer marketing brings an 11x return. However, influencermarketinghub.com suggests this is an overestimation. Nevertheless, influencer marketing still yields better returns than if you had invested the same money into social media.

    These statistics underscore the effectiveness of influencer marketing in driving revenue and enhancing brand visibility.

  • Tips: Influencer marketing capitalizes on the relationships influencers have with their following. Similarly to word-of-mouth advertising, it seems to be very effective if you don’t focus on the size of the following but rather the relationship they have with their audience.
  • Explanation: Content marketing encompasses various channels and formats, each with its own level of complexity. While creating content is accessible, developing a comprehensive content strategy and measuring effectiveness require expertise.
    sproutsocial.com

• Print Advertising (Newspapers, Magazines, Flyers, Postcards):

  • Idiot Index: Moderate
  • ROI: Magazines deliver a higher ROI on advertising spending across all media, averaging a $3.94 return on every dollar spent. That’s 50% higher than all other categories. Nielsen also looked into this and found magazines had the highest aggregate ROI over TV, online, online video, and outdoor.
  • Explanation: Print advertising involves placing ads in traditional print media. While the concept is familiar, achieving effective reach and ROI may require understanding audience demographics and publication circulation.

• Broadcast Advertising (Radio and TV):
  

  • Idiot Index: Moderate
  • ROI: TV has a return of 300-500%, or a return of $3-5 for every dollar invested. However, iheartradio says it will bring you a return of $6 for every dollar you invest. TV and radio are out of the price range for many of us. So, if you are considering TV or radio, you should look at local options. There is new technology that makes it easier to target certain viewers, similar to what can be done through the internet.
  • Stasita $6.5
  • https://www.statista.com/statistics/629438/ad-spend-roi-medium-usa/
  • https://barnraisersllc.com/2021/09/06/9-experts-explain-what-is-roi-of-tv-advertising/
  • Explanation: Broadcast advertising involves airing commercials on radio and television. While reaching mass audiences, creating impactful ads and negotiating media buys may require expertise.
  • Remarking
  • Idiot Index: Low
  • ROI: Remarketing campaigns, which target users who have previously interacted with your website or business, can offer a high return on investment (ROI), with a common benchmark being a 5:1 ratio (meaning $5 generated for every $1 spent). 

    The ROI for remarketing campaigns can vary based on factors such as industry, audience, and campaign execution. However, several studies provide insights into its effectiveness however, Brands have reported up to a 161% increase in conversions after implementing retargeting strategies. constantcontact.com
    Explanation: Remarketing, also known as retargeting, is a digital advertising strategy that targets users who have previously interacted with your website or content. This approach often leads to higher engagement and conversion rates compared to standard display advertising.

• SEO (Search Engine Optimization):
  

  • Idiot Index: Low
  • Cost: On average, SEO costs range from $100 to $250 per hour for US SEO agencies. Monthly SEO costs typically fall between $2,500 and $10,000 for US agencies, with the average SEO plan costing around $2,819 per month.
  • ROI: TeraKeet estimates that the average ROI of SEO ranges from 550% to 1,220%.
  • Explanation: SEO involves optimizing website content and structure to improve organic search engine rankings. While the concept is straightforward, implementing effective SEO strategies requires technical knowledge and ongoing monitoring and adjustments.
  • Downside: SEO involves analyzing data to find the perfect balance of keywords that receive enough traffic and are not overly competitive. Using overly competitive keywords may lead to a loss of potential profits. It may also take months before you see any results. We suggest setting a budget of at least 12 months to see results.

• Content Marketing (Blogging, Video Marketing, Podcasting, Organic Social Media, Influencer Marketing):
  

  • Idiot Index: Low
  • ROI: Sitecore states that across all industries, the average return on investment was 748%, assuming consistent weekly publication. For example, the Cleveland Clinic invested $100,000 for a team to create content that brought in a return of $790,000 in the first year however, overtime because of the amount of content you have out on the internet it continues to drive more and more traffic.

• Explanation: Content marketing encompasses various channels and formats, each with its level of complexity. While creating content is accessible, developing a comprehensive content strategy and measuring effectiveness require expertise.
• Top producing content are:

• Direct Mail / Flyers
• Idiot Index: 5 out of top 5
• ROI: Postpilot, an automated postcard marketing company, reports a return of 400-700%. However, Tony Kelso saw a return of 1,120% by sending out a postcard. He employed a strategy called farming, marketing to the same neighborhoods every 2-4 weeks.

• Explanation: Direct mail involves sending physical promotional materials via postal mail. While conceptually simple, achieving high response rates and ROI may require targeted segmentation and compelling creative.
• Affiliate Marketing:
  

  • Idiot Index: #4 out of top 5
  • ROI: AuthorityHacker.com states that brands using affiliate marketing get an average return on investment (ROI) of $15 for every dollar spent, equating to a 1400% return.
  • Explanation: Affiliate marketing involves partnering with affiliates to promote products or services in exchange for a commission. While setup is straightforward, managing affiliate relationships and tracking performance may require expertise.

• Cold Calling:
  

  • Idiot Index: #3 out of top 5
  • ROI: ccording to Breakcold, for an investment of $5,000 in cold calling (including costs like personnel and software), businesses can potentially generate $76,800 in revenue. This translates to an ROI of approximately $15.36 for every $1 spent. breakcold.com.

    It's important to note that these figures are averages, and actual results can vary based on the quality of leads, the skill of the sales team, and the specific industry. Regularly analyzing and optimizing your cold calling strategy is essential to maximize ROI.

  • Tip: Based on my own research, cold calling has an ROI of 3,000%. Over a 6-8 hour period, you can generate 20-30 interested prospects per day and close 10-15 sales a week, generating $18,000 a month at just $300 per sale.
  • Explanation: Cold calling involves reaching out to potential customers via phone. While conceptually simple, success depends on communication skills and overcoming objections.

• Cold Emailing:
  

  • Idiot Index: #2 out of top 5
  • ROI: Cold emailing has an ROI of $36 for every $1 invested or 3,600%. However, Hubspot claims email has an ROI of 4,400%.
  • Cost: Expenses include an autoresponder for sending out thousands of emails, domains for compliance, and a scrapper for finding email addresses to send.
  • Explanation: Cold emailing is not spam. It involves reaching out to potential customers via email. While conceptually simple, success depends on communication skills and overcoming objections.
  • Cold email marketing can yield substantial returns when executed effectively. On average, businesses earn $36 for every $1 spent on email marketing campaigns, equating to a 3,600% return on investment (ROI). 
  • revnew.comAdditionally, studies have reported ROIs as high as $42 for every $1 spent, further highlighting the potential profitability of cold email strategies. 
  • profitoutreach.app
  • It's important to note that these figures can vary based on factors such as industry, target audience, and the quality of the email content. Implementing best practices—like personalizing emails, segmenting your audience, and crafting compelling subject lines—can significantly enhance your campaign's effectiveness and ROI.

• Joint Ventures:
  

  • Idiot Index: #1 out of top 5
  • ROI: Returns can vary, but the first time I used a joint venture, I saw a return of over 7,000%. In other words, I spent $200 and brought in $14,100 in just 6 hours.
  • Explanation: Joint ventures involve collaborating with other businesses to mutually market products or services. While conceptually simple, negotiating partnerships and ensuring alignment of goals can be complex, requiring tools such as cold calling, emails, direct mail, or others to find partners.

Conclusion

Most businesses are in the growth period, many businesses never progress beyond this point. The growth period is the phase of your business when you are getting customers and building a customer base.

For most business, especially to you lack capital you should be focusing your efforts using joint ventures.

Many of the world most successful billionaires, before they were millionaire and billionaires started off using joint ventures.

Love him, or hate him Bill Gates did nearly his first $10 Million dollars from joint ventures, Quest Nutrition went from $0 to a billion dollars in 3 years from joint ventures.

Again my first joint venture I saw a return of 7,000% and my next joint venture, my client saw a return of 21,000% so, to help you get started with this idea I'd like to promote your offer/product/business to my 150,000 customers and growing for FREE to help you gain more business.

Someone did the same favor for me once, and I'd like to do the same favor for you visit http://RodeoDriveGroup.com/Invite.

Introduction:

The more money a person earns, the more they typically spend. Once a person decides to get their finances under control, there often isn't enough left over to make a significant impact on their debt. You need to arm yourself with the right strategies to get out of debt.

Where To Find Money To Pay Off Your Debts:

One of a person's biggest expenses is financial loss—in other words, money they are entitled to but are unaware of.

I have a client who helps his clients find hidden money they did not know existed.

For one of his clients, an older man, he found an additional $10,000 in forgotten bank accounts, investments, insurance policies, and inheritances.

For another family, he helped them find a few million dollars in an inheritance they were unaware they were entitled to.

I understand these are some outlandish examples.

Use Banking Laws Against The Banks:

There are a series of banking laws that the bank use against us to charge us high interest rates, higher fees and other expenses however, everyday these bank break these same laws.

We use these same laws against the bank charging them penalty fees and thus eliminating as much as 50% fo your debt. 

Financial Tools To Pay Off Your Debt: 

There are financial tools that you can use that increase in value that could be used to pay off your debt. 

Life insurance is one of these financial tools. The most common life insurance policy marketed is one that pays your family upon your death. However, there are other types of life insurance tools that increase in value over time and can enhance your quality of life.

These tools can help you pay off your debt, pay off your home, and retire early. These types of tools are not just life insurance for when you die but policies that can provide you with a better quality of life.

How These Financial Tools Work:

This type of life insurance is an investment tool where the cash value of your policy grows over time because the insurance company uses your policy to invest in an index fund. Instead of buying and selling individual stocks like Amazon, Disney, or Tesla, you invest in a fund.

A fund like the S&P 500 is made up of hundreds of individual stocks. If a stock underperforms, it can be removed from the fund.

Warren Buffett, the world’s most successful investor, suggests investing in an index fund and staying invested over a long period of time.

It does not matter what helped certain people become successful, but what will give a person the best odds of success. Why not invest in an index fund that has been shown to succeed over time?

The true beauty of investing in an index fund through a life insurance policy is that you get to participate in the upside without the downside risk.

During strong economies, you benefit from a growing economy; however, there is a cap. This is because when the market crashes, you do not lose money. You do not get the top of the market returns because the life insurance companies need this to cover any losses they experience in a down market.

1. Build up cash value
With consistent payments over time, policyholders can accumulate cash value in their Index Universal Life insurance policy.

2. Borrow against the cash value
Once the cash value exceeds the insurer's minimum requirement, policyholders can typically take out a loan. The maximum loan amount is based on the cash value.

3. Use the loan
The loan can be used for various reasons, including paying off debt.

4. Repay the loan
Policyholders can choose to repay the loan in full or just the interest, which will accrue over time. 

Conclusion:

People love the idea of using banking laws against the banks to eliminate their debt and using the cash value of a life insurance policy to pay off their debt. However, going from idea to action is too much to ask of many people because they may have so many questions.

So we created additional resources for you.

1. Use banking laws against the banks visit:
2. Use insurance to pay off your debt:

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Introduction:

The book the 48 laws of power is a controversial book some people says its a manipulative book, its a evil book, it is a work of the devil however, if you say anything like that it is because you have not learned the lesson the 48 laws of power can teach us. Now the way I got introduced to the 48 laws of power is because of the pain I experienced because it provide you the knowledge the manipulation tactics, and narcissistic tactics people use to take advantage of you. Before this I had what is known in phycology as a highly agreeable personality, I was overly concerned with people liking me. 

The Disadvantage Of Being Overly Nice:

Now at first, being highly agreeable may seem to be very admirable traits to have however, the downside of this it opens you up for people to take advantage of you. 

Being highly agreeable opens you up to disease because you suppress your emotions and those emotions are linked to disease. So there is a lot of downsides of being an overly agreeable person. 

The way I define myself today is I am a good guy, not a nice guy, there is a difference, Highly agreeable people refuse to see peoples dark sides, they refuse to see people for who they are, this why some people say the 48 laws of power says its a manipulative book, its a evil book, but On the contrary it takes lesson from history and it teaches us to protect ourselves from those who would take advantage of you.

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Arm Yourself With The Knowledge To Protect Yourself:

Even in the Bible at Matthew 10:16 its says “I am sending you out amount wolves, proves yourself as cautious as serpents, and innocent as doves”. 

2 Cor 2: 11 says of satan that we are not ignorant of his designs because the bible gives us the knowledge not to fall into Satans traps and so the 48 laws of power designed to arm yourself with the knowledge not to let anyone take advantage of you.

Human Behavior Is Predictable:

Human behavior is predictable there are 48 laws that Robert Greene talks about in his book that people use to manipulate you, even seemingly good people use their so called goodness to manipulate you and you need to know this knowledge so you can tell the difference from a good person and a person who acts good. 

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Conclusion:

We’ve all heard of the golden rule, its not explained in this book as the golden rule, but you’ve heard of this the one with the gold makes the rules, so I want to help you harness the power of money to protect ourselves Because when we lack money people can control us to get us to do things for money, such as working longer hours away from your family, over paying from creditors charging higher fee, because of your lack of money There are 2 personality traits that are the greatest predictor of not only wealth but success in all area of you life. Most people settle for less because they don’t have the courage and settle for less than their potential because of insecurities, anxiety from past trauma. But if you are ever going to recover, you are going to have to heal your past traumas by optimize your brain to perform I want to invite you to take our performance based personality test to see if you have any of these traits. If not, don’t worry, chances are you were not born with these traits, I know I was not, I have had to cultivate them by optimizing my brain to make more money visit http://millionairetest.alphalifestyleacademy.com

Introduction:

Let’s make one thing clear: frugal living is NOT about cutting back and NOT buying the things you want. It’s about cutting back on things you don’t want to spend money on. Many people complain about gas prices, even though everyone knows we need to get from one place to another. We’re going to pay whatever they set the gas prices at regardless, especially if you live in an area with little or no public transportation. People will spend more money on coffee in one week than they do on gas and not complain about it because people don’t buy what they need, they buy what they want.

Cut Your Expenses Without Missing Out:

When people think about getting out of debt and lowering their expenses, they only think of frugal living.

Let’s explore this more. You may not have the same amount of money that wealthy people do, however, you can use the same strategies as the rich to have a higher standard of living. The rich not only make more money than the poor and middle class, but they also pay as little as they possibly can on things that they need. In this way, they have money left over to buy items that they really want to buy; the things they really enjoy.  

Your Biggest Expenses:

You pay more money on taxes, interest rates from debt, and financial losses than any other expenses. Robert Kiyosaki, the author of the Rich Dad Poor Dad book series, says there are 4 stages to financial growth:

1. Debt – Understanding the different types of debt; they call this good debt and bad debt.

2. Security – This is the stage where you protect yourself from one of your biggest expenses: financial loss by using different types of insurances to protect yourself from financial loss.

3. Comfort – This is the stage where you are getting “caught up” on things. This is where many people say “I just want to get ahead”.

4. Wealth – The fourth and final stage, is where you have your money working hard for you instead of you working hard for the money through different investments like real estate.

By paying less for the things you need, you will have the money left over or the things you really want.

So again, you waste more money on taxes, interest rates from debt, and financial loss than any other expense out there.

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Government Money:

Every year, the government gives away billions of dollars through free money programs by adding $300-$500 to your paycheck from your job. Additionally, you can get 20-45% cashback on your normal everyday expenses through a series of government money programs.

Fix Your Credit:

Having a low credit score will cost you hundreds of dollars each month and when you compound a poor credit score over years, it ends up costing you thousands of dollars postponing your retirement and prolonging the years you have to work. When your credit score is low, your interest rate will be higher.

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Eliminate 50% Of Your Debt:

There are laws in place that benefit banks, charge you higher fees, and you are not aware of. They are often called “hidden fees“. If you know about them, you can use the money-saving secrets of the ultra-rich and use these laws against the bank to eliminate as much as 50% of your debt.

Get Out Of Debt:

Getting out of debt is hard. Most people only make minimum payments to reduce their debt; however, this method can waste a lot of time and money. Financial institutions use complex math formulas to keep you enslaved to them. To get out of debt, you need a solid strategy."

Have Your Money To Work Hard For You:

The rich use debt to make money. Instead of spending long hours working, they put their money to work for them by investing in various opportunities.

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Conclusion:

I'm going to introduce you to an idea we call "The Money-Saving Secrets of the Ultra-Rich." The wealthy not only earn more than the poor and middle class, but they also know how to spend their money wisely, making the most out of every dollar. If that sounds interesting to you, visit ultrarich.alphalifestyleacademy.com.

Introduction:

Most people know they should eat right and exercise to lose weight, but 80% regain it. The diet industry overlooks that breaking lifelong bad habits is hard. Cravings caused by chemicals in the body make changes difficult. The key is making small changes over time for drastic results.

We All Know How To Lose Weight:

Most of us have a basic understanding of what to do to get in shape and lose weight. We know we should eat right and workout however, Even if you do lose weight 80% of people will gain it all right back.

Why put yourself through the pain of not eating the foods you enjoy, going hungry, and waisting your money joining a gym if your just going to gain it all back?

You see the diet and fitness industry only focuses on 3 major area
1) Diet
2) Nutrition 
3) Exercise

Breaking A Lifetime Of Bad Habits:

The missing factor that majority of the fitness industry chooses to ignore is
What we humans can do is amazing however, what we will do is something else.

You have a lifetime of eating fast food, chips, soda’s and then all of the sudden you decide to go on a diet. You have the knowledge of how to lose weight however, You have a lifetime of bad habits you now need to break and your brain can’t handle the pressure.

You also have little critters in your body that feed off the bad food you eat. Once you start eating good and stop eating toxic food YOU BEGIN KILLING THESE CRITTERS, So they release chemicals into your body that make you crave this type of food.

Most diets require you to go cold turkey and your brain can’t handle the pressure. We need to take baby steps. There are 7 things you can do to lose weight before you start dieting and or exercising. Not giving up everything all at once but rather making small changes that are easy to do.

I know this sounds crazy! and goes against everything we’ve been told. I’m telling you……You can lose weight without making major sacrifices.

Once you see results you’ll want to sacrifice something else. Soon you’ll be in the best shape of your life and never want to go back!!

I’ve never been fat however, I do have what is called skinny fat. I look fine until I take my shirt off so I lost 20 lbs in 2 months not by dieting but by changing the patterns in which I ate. I never went hungry, I didn’t change the things I was eating. I ate Taco Bell, Burger King, McDonald’s and still lost the weight.

Easiest Diet You've Every Tried:

My Buddy Sam Chand tried this to lower his blood pressure. Not changing what he ate he changed the times he ate at and lost enough weight to lower his blood pressure. Today Sam is in the best shape of his life without having to take blood pressure pills.

Sam who hated the idea of not eating his favorite foods said “This is the easiest diet I’ve ever tried”

You see your body goes through 3 stages of digestion. Each stage lasts between 1-5 hours so if you don’t know what stage your in you’ll work way to hard and still not lose weight.

Most people workout during stage #1 which only burns the food you just ate. This is the slowest way to lose weight.

Making A Difference To The Obesity Problem:

The reason we’re doing this is simple. I want to make a difference in the world we live in today. 

I would love to pay it forward and to be the solution to the obesity problem in America. That to many people today are not given the chance because companies want money. So I’m giving you your chance right now to start living the life you deserve and being a partner in your transformation.

You may not realize that being out of shape impacts much more than just your health it impacts your marriage, your finances, your confidence, your courage and every other area of your life.

Imagine eating all the foods you enjoy and still lose weight? Imagine had you of know this your whole life. Think how much better your life is going to be.

Conclusion:

The diet and fitness industry has been misleading you for too long. While they emphasize diet, exercise, and weight loss supplements, much of their advice can actually undermine your success. For instance, studies show restricting certain foods to lose weight may lead to overeating by 133%.
However, there are 7 things you can do to lose weight before you start dieting and exercising. I want to help you break free from the diet and fitness industries mind games. Visit http://eatwhatyouwanttoloseweight.com

Introduction:

Is your weight gain trying to tell you something? It could be a critical warning sign from your body about hidden health issues!"

Today, we’re diving into an important topic that affects many people. If you’ve noticed unexpected weight gain, it might not just be about what you're eating or your exercise routine. Your body is warning you about an underlying health problem that needs your attention. Stay tuned to learn what these signs are and what you can do about them. Your health could depend on it!"

Weight Gain Is A Warning Sign From The Body Something Is Not Right!

Every crack, line, blemish, bald spot, and extra pound on your body might be trying to tell you something important about your health. Not all fat people are unhealthy, and not all skinny people are healthy.

Dr. Robert Lustig explains in his viral video that eating or not eating highly processed foods makes a big difference in whether a fat person is healthy or not. The type of fat we need to worry about is called visceral fat. This is the fat that can lead to many health problems. Even if someone looks skinny, they can have a lot of visceral fat around their organs, which can be just as unhealthy or even worse than being overweight. However, this affects only a small number of people.

For most people, gaining weight is a warning sign that their health is deterating.

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Let's Break This Down:

First of all, we develop the habit of eating junk food, which boosts insulin. Do this for long enough, and it leads to lipolysis, where our metabolism starts to slow down, turning into lipogenesis, where you are now storing fat. If you ignore this warning for 20-30 years, you then become pre-diabetic. Ignore the warning sign for another 5 years, and you develop diabetes. Ignore this warning sign for another 5 years, and it then turns into a life-threatening illness. Ignore this for 5-10 years, and you're dead.

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Weight Loss Resistance:

Many people have a history of jumping from diet to diet for years. You start a new diet with high hopes, but when you don't see the results you expect, you return to your old eating habits. After a while, you get motivated again and try a new diet, only to repeat the cycle.

This gain weight, lose weight cycle damages your metabolism. Each time you go through this process, it makes it harder for your body to lose weight. Your metabolism slows down, and your body starts to hold onto fat more stubbornly.

Breaking free from this cycle requires a different approach. Instead of jumping from diet to diet, focus on making sustainable, healthy lifestyle changes. Eat a balanced diet, exercise regularly, and find ways to manage stress. This way, you can improve your metabolism and achieve lasting weight loss without the frustrating ups and downs.

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Some people seem to be able to eat everything and not gain a pound. This might even last into their 30s, but it cannot last forever. Once their health has deteriorated enough, they begin holding on to weight.

Even if a person is not overweight, this does not mean they are healthy. Studies show that only about 5% of the population is metabolically healthy. Being metabolically unhealthy leads to a wide range of health issues.

Many people blame their weight gain on a slowing metabolism. The reality is that these metabolic issues are warning signs from the body of underlying health problems.

Instead of ignoring these signs, it’s important to take them seriously and make changes to improve your overall health. This includes eating a balanced diet, getting regular exercise, and avoiding highly processed foods. By addressing these issues, you can improve your metabolic health and reduce the risk of serious health problems.

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Conclusion:

The diet and fitness industry has been misleading you for too long. While they emphasize diet, exercise, and weight loss supplements, much of their advice can actually undermine your success. For instance, studies show restricting certain foods to lose weight may lead to overeating by 133%.
However, there are 7 things you can do to lose weight before you start dieting and exercising. I want to help you break free from the diet and fitness industries mind games. Visit http://eatwhatyouwanttoloseweight.com

Feature Content:

When something bad happens to you your mind and body keeps a record of it an creates an algorithm which creates a pattern of self-sabotage.

When we fail the body starts producing the hormones of stress, if we stay in that state of mind long enough then failing becomes a habit in which more bad things are more likely to happen to us thus, creating the hormones of stress. Cortisol is just one of the hormones of stress. Cortisol is known by scientist as the death hormone because it leads to so many life threating illnesses.

In Dr. Jordan Peterson book the “12 Rules For Life” in which he explains when you are successful the brain produces a chemical called “Serotonin” which is also called the happiness hormone and the more you succeed the more Serotonin the body produces, however, once successful does not always mean you will remain successful because once you have a traumatic failure you body produces another chemical that you may never recover from unless you understand how to hack your behaviors. 

How To Get Out Of A Rut?

When a person experiences a dramatic failure, they may develop the habit of failure, explaining it as being in a rut where they go from one failure to another because the body is no longer producing the right level of serotonin to be successful. They end up making poor choices that self-sabotage, which explains why they go from failure to failure.

Research is pointing to the fact that vitamin D boosts serotonin levels. Again, the more you succeed, the more serotonin the body produces.

By boosting your vitamin D levels, your body may be able to produce enough serotonin to be successful again.

In the article "Master This Secret Hack To Lose An Average of 7 lbs. More Than Diet & Exercise!" at Alphalifestyleacademy.com, we shared some research indicating that the larger the body is, the higher a person's vitamin D requirements are. With 50% of the US population being deficient in vitamin D, we can see why people's lives are in the state they are.

Some studies suggest that the dose should depend on how much you weigh. They found that for every pound you weigh, you might need around 32 to 36 IU of vitamin D to keep your levels in check. This could mean needing more than the usual 600 IU if you’re heavier.

How To Get Vitamin D?

When it comes to increasing your vitamin D levels, nature has some of the best solutions. From soaking up sunlight to indulging in foods rich in vitamin D, there are simple ways to give your body the nutrients it needs. In our upcoming modules, we’ll explore these natural sources in more detail and show you how they can benefit your health. Stay tuned for a deeper dive into the wonders of sunlight and vitamin D-rich foods!

Conclusion:

If you have low vitamin D levels, it’s recommended to get a blood test. One option to boost your levels is by getting a vitamin D IV bag. Unlike supplements or vitamin-rich foods that take time for your body to use, a vitamin D IV goes straight into your bloodstream, allowing your body to use the nutrients almost immediately. Some people feel more energized within 30 minutes after getting a vitamin D IV, although it won’t make you lose weight that quickly.

When you work with average, anyone can help you lose some weight but when you work with professionals who are already at the top of their game results are a lot less obvious

We look at everything, what worked, what hasn’t, things you’ve tried, issues at home, stress, anxiety and things that may cause you to self sabotage yourself

Bel-air weight loss and cosmetics is not just a weight loss clinic but a lifestyle brand, where we look at other factors that impact the results you are getting out of life. 
 

If you are ready to take the next step, and have heard enough, I want to invite you to book your free consultation.