Month: March 2022

How many years have you been on the planet? How much have you accomplished? How much have you enjoyed your life? At your current rate of progress, will you get to do everything you want to do? Or, will you reach the end of your life and experience regret?
Few people make a conscious decision to live their life to the fullest. Too many
people decide to get serious about living life after wasting decades. You don’t want
to be one of those people.

Everyone falls somewhere on the sliding scale between pessimism and optimism. There are advantages to each, but on average, optimism is a far better option. With practice, you can change your perspective!
Optimism provides many tangible benefits to your life. Read on to learn more.

The world is just beginning to understand the influence of habits on success and failure. There are so many things you do or fail to do, each day that shapes the quality of your life. Whether it’s flossing your teeth, contacting potential clients, doing push-ups, or saving money, it might not matter today or even six months from now. However, it can matter in a major way down the road.

Most of us live lives riddled with the same mistakes relived time and time again. This is incredibly common, but life doesn't have to be this way. Eliminating repeated mistakes can be more powerful than learning new information or developing new skills. Consider these ideas to make the most of your mistakes and never repeat them again:

We can often trace the greatest challenges in our life to just a couple of poor decisions. It’s not always easy to make a wise decision, but there are things we can do to increase our odds. Consider these mental errors that can degrade your ability to make a wise decision:

Some things are worthy of your attention and concern. Others are not. Spending too much mental energy on the wrong things can move you further away from happiness and contentment. Making these things a priority isn’t just a waste of time. It creates unnecessary challenges in life. Do you spend your time caring about the things that can make a positive difference? Are you sure? Let’s find out! Read on to learn more.

Low self-esteem is practically an epidemic. We’re bombarded with images of impossible success and beauty on a daily basis. It’s hard to avoid making comparisons, and those comparisons never seem to work out in our favor. Add to that a few mean comments received in childhood, a workplace bully, and a few extra pounds, and your self-esteem is in the tank. Try these strategies to improve your self-esteem.

Stress, anxiety and depression are all warning signs from the body that something is not right. 

Money isn’t everything, it’s just 1 area of your life you need to get handled. 

(Link: https://www.apa.org/news/podcasts/speaking-of-psychology/financial-stress#:~:text=Audrey%20Hamilton%3A%20Money%20is%20a,as%20diabetes%20and%20heart%20disease.

According to the American Psychological Association (APA), money is the top cause of stress in the United States. 

long-term financial stress related to finances results in distress, which may bring up blood pressure and cause headaches, upset stomach, chest pain, insomnia, and a general feeling of sickness. Financial stress has also been linked to a number of health problems, including depression, anxiety, skin problems, diabetes, and arthritis.

However, a study published in Proceedings of the National Academy of Sciences, shows that $85,000 is the minimum income you need to start feeling happy. Those earning less than that are less happy on average, while those earning over $85,000 are happier. 

psychologist Daniel Kahneman and economist Angus Deaton published a study in 2010 that showed the highest level of life satisfaction with incomes of $75,000 ($90,000 when adjusted for inflation, per Bloomberg) and that more income did not improve happiness. 

(Link: https://www.pnas.org/content/pnas/107/38/16489.full.pdf

Just as the wisdom of King Solomon said in the Bible, where he said give me neither poverty, nor riches. 

In 2015 a study was published that showed to make the equivalent of a mile class family in 1960, in the year 2015 you would have to make between $180,000 on the low end to $1,000,000 on the high end

A million dollars is not as much money as it use to be. Today you need about a million in a half to equal what a million dollars was in 1960.

In the documentary "Capitalism: A Love Story" Past generations, a family could make a living on just a single income because we bombed the competition in ww2 and it took them 30 years to rebuild.

However, during the 1980 new laws were written that took money out of the working class and put it in the hands of the rich making the rich super-rich.

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Because of economic changes it has gotten harder and harder for many to be able to make a living. 

You can rant, rave and complain how unfair this is however, if you want to win you have to play by the rules of the game if you want to win by adapting to the new economic changes. 

Just 0.01% of the population, and 5% of businesses make a million dollars a year.

Just like the TV show undercover billionaire where in season #1 Glen Sterns and season #2 Grant cordon was draped off in the middle of nowhere, with just $100, no contacts, just their skills, and built a million-dollar business in just 90 day. 

We understand that you come from many different industries however, we are going to use the example of real estate because economics translates into any industry that you work in.

ActiveRain conducted a survey(1) of 1,758 real estate professionals to find out what separates the top real estate professionals (those earning over $100,000 a year, from those earning less than $35,000. ActiveRain's study showed that those earning at least $100,000 are spending between $5,000 - $10,000 in marketing or around 10% of their yearly commissions.

To further this point Tony Kalsi spent $50, 629 in marketing to earn $543,390 in commissions over a 4 year period bring in a 11X return on his investment.

Over a period of 8 years, Tony invest a total of $219,220 in marketing earning him $2,005,022 in commissions.

It took 5 months to close his first deal, at which he continued to re-invest his profits back into marketing generating 168 leads and closing 22 deals. The neighborhoods he marketed to did a total of 44 homes sold. So Tony got 50% of the deals in his neighborhoods.

The beauty of the real estate industry as compared that to a college education that is required for most other careers and you can get started with a real estate license for just a couple hundred dollars however if your goal is to make $100,000 a year you need to raise or have the capital to invest $10,000 a year into marketing, and if you want to be able to earn a million dollars a year you need $100,000.