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The Odds Are Against You! [Small Business]

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The competition is fierce! But for you to succeed, you have to know what you are up against because as Marc Cuban said: “If you don’t know more than your competition, they are gonna kick your ass.” 

We know many of you come from many different industries and backgrounds however, we are going to use the example of running a small business.

No matter what field you work in you can take the principles we're going to be talking about and apply them to your own industry. In business, some of you may be familiar with the 80/20 principle in which 80% of your efforts only make 20% of the results because the big money goes to the innovators.

So the opposite is also true, where you get 80% of your results from 20% of your efforts. You just have to know which side of physics you are working from.

Part of my job in consulting with multi Billion Dollar companies is to help them understand the numbers of their business and outsmart their competitors because only once you understand the numbers can you pick the right strategy.

So many businesses are ignorant when it comes to the numbers. This is why you have people who promote a certain tactic like some new social media channel however unless you understand the number the tactic is useless. 

The Differences Between Making $73,000 A Year & $1million+

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According to PayScale’s 2017 data, the average small business owner income is $73,000 per year and

 According to the SBA, the median income for self-employed individuals at an incorporated business was $49,804 and $22,424 for unincorporated firms.

Looking at a nationwide average can be misleading since each state (and even city) has a different cost of living. For clarification, the SBA also breaks down the average income of a business owner by state. For example, their data shows that California small business owners (incorporated) earned $56,142 while Vermont small business owners (incorporated) earned $45,828. For a full list of Small Business Profiles by state, check out the SBA’s website.

According to BusinessKnowHow.com small business economic survey shows thats 25% of small businesses earns less than $24,999 a year, 51% earn less than $99,999 a year, and just the top 10% earn $100,000+.

According to an article from https://www.inc.com/news/articles/200604/overworked.html who says that the average small business owner works at least 50 hours a week and 25% of them work more than 60 hours and 70% work weekends. That means the average small business owner is making between $23.39 -to-$28.00 an hour.

According to a study by the US Small Business Administration, in 2015 in the US, small businesses employed 58.9 million people, or 47.5% of the private workforce. For clarification purposes, small business is defined as a company with 100 or fewer employees.

From a different SBA survey, 80% of the 28.1 million small businesses in the United States do not have employees.

The average small business revenue with no employees is $44,000 per year, and the average revenue of a small business with employees is $4.9 million in 2021.

From an article titled SME Operating Performance on the Government of Canada website, margins for a small business operating between 2004 and 2012 were 7%. You will notice a big variance from the chart in the small business net profit margin ranging from as low as 1.5% to as high as 7%. The information obviously varies from year to year based on economic conditions, but 7% net profit operating margin is a high watermark.

Given that 80% of the small businesses don’t have any employees, and the average business owner has $44,000 in revenues, it looks like the average 1-person business makes slightly over $3,000 a year. Even if I were to double the 7% number, we’re still only looking at $6,000 a year in profits, which isn’t exactly a banner number. That is not the average small business profit since that only addresses a one-person company.

If you take the weighted average of all of the businesses in each size category, you’re looking at slightly over $50,000 per year.

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You will notice that the profit level really only becomes somewhat significant when the business has between 20 to 99 employees, at which point, the average profit margin is $498,680. Growing a small business to north of 20 employees requires a very different entrepreneurial skillset than the startup skillset, which is why so few businesses ever surpass the $1 million mark.

Even at $1 million in revenue, the profits on average are only $70,000 a year, which is barely above the average employee’s salary level. According to the book, Scaling Up by Verne Harnish, 94% of businesses have less than $1 million in revenues.

Using the above information, and extracting data from another study done by both the US Small Business Association and the Government of Canada, here is the percent of businesses that fall into each category:

According to https://www.thekickassentrepreneur.com/profit-average-small-business/

To Summarize, and answer the question, what type of profit does the average small business make a year, or, how much do small business owners make, broken down into the categories, you’re looking at:

  • 1 employee = $3,800 profit/year
  • 2 to 4 employees = $27,090 profit/year
  • 5 to 9 employees = $76,600 profit/year
  • 10 to 19 employees = $151,480 profit/year
  • 20 to 99 employees = $459,680 profit/year
  • 100 to 499 employees = $2,854,250 profit/year

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Million Dollar Income Earners

Most of today's millionaires weren't born into their wealth, research shows.

study by Fidelity Investments found that 88% of millionaires are self-made millionaires. Overall, the research revealed that current millionaires are, on average, 61 years old with $3.05 million in assets.

However, as we continue throughout this article we will look at the numbers of what high-income small business owners are doing as you will see there are those who are working way harder than they need to and for a lot less money.

A indeepth study on productivity was done by Vilfredo Pareto and De Solla Price that studied the inequality of wealth which found that in any creative endeavor a very small percentage make up the majority of the results which holds true in every area of life including business.

In this example, we're looking at small businesses but don’t be distracted by the industry were looking at because the principle crosses over into any industry including real estate, youtube videos, or anything you can think of, which is a square root law. In which a very small percentage produce half of the results. If you have 1,000 recruits, 100 produce half of the results.

Running a small business is not unlike any other industry even though industry critics like to claim it has a high failure rate.

Tom Ferry, who is the world's top trainer for real estate agents reports at his blog https://www.tomferry.com/blog/87-of-all-agents-fail-in-real-estate/ that 87% of real estate agents fail.

In the real estate version of our article "The Odds Are Against You" you will see that the average $100,000 real estate earner is between the age of 51-60 and has been in the business between 11-20 years.

The same holds true for small business owners!

According to the article "Small Business Owners How Much You Should Pay Yourself" from https://www.cnbc.com/2020/02/28/this-is-how-much-to-pay-yourself-as-a-business-owner.html shows that many company founders take no salary in the first years of running a business.

Cardone Ventures shows there are:

  • 31 1/2 million small businesses
  • 25 million self-employed businesses
  • 5.2 million businesses with 2-15 employees 
  • 630,000 businesses with 15 or more employees 

Every year, despite the economy 2/3rds of businesses, closes every 5 years. And the top 3 reasons they give are 1) Not enough demand for the product or service 2) Can't find good help 3) Can't get funding. 

However, Shark Tanks Robert Herjavec spoke at an Inc, 5000 events entitled:  "How Robert Herjavec Escaped Poverty" where he explains that many smaller companies that struggle to get ahead because they believe having a good product is good enough for them to be successful 

On the other hand, the more successful companies tend to be more sales-focused and certain industries insurance, real estate, and financial services are more likely to develop their sales skills.

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Not All Marketing Is Created Equal

Not all marketing is created equal, there are certain marketing methods that will not give you the same results if you would have used certain other marketing methods.

We know many of you come from many different industries and backgrounds however, we are going to use the example of real estate.

ActiveRain conducted a survey of what seperate those real estate agents who are earning $100,000 a year or more from and those they call poor agents thouse earning less than $35,000. 

One of the things they learned is that the average 6 figure earner has been in the real estate business for between 11-20 years.

We do not want to look at what helped certain people to become successful but rather what are those things that will give you the best odds of success.

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Here’s what we learned from ActiveRain: 

Demographics:

  • Rich real estate agents tend to be MEN (58% male). Poor real estate agents tended to be WOMEN (60% female). 47% of the survey was male.
  • Rich real estate agents have 11-20 years of real estate experience. Poor real estate agents had 4-5 five years of experience. The average was 6-10 years of experience.
  • The average age of the respondent was 51-60 years old. S/he is a college grad with moderate technology experience. Age did not matter between rich and poor real estate agents.

    What Seems to Matter:

  • Rich Real Estate Agents invest 6x more in technology
  • Rich Real Estate Agents BROADCAST via social media
  • Rich Real Estate Agents upload video to Youtube
  • Rich Real Estate Agents spend 10x more on marketing

What Doesn’t Seem to Matter (either it doesn’t matter or everyone is using it poorly):

  • FaceBook
  • Real Estate Listing Websites – (Zillow, Trulia, and Realtor.com)
  • Direct Mail

Rich real estate agents invest 6 times as much in technology as poor real estate agents. Every year the average rich real estate agent spends $3,000-5,000 per year on technology, while the poor real estate agent only spends $500-1,000 per year. (see the section “Business Capital) So, for every one 
dollar that the poor agent spends on technology, rich agent spends six dollars. Think about this:The average rich real estate spends more money in a month, than some poor real estate agents spend on technology all year.

Where does this spending go?

  1. A top-notch IDX site: Why? Because a good website with home listings and lead capture is the backbone of any successful online marketing campaign. This might be compared to Click Funnels for small businesses.
  2. CRM or Lead management systems: CRM’s (customer relationship management systems or a database) are an integral part of their success. This is the most dramatic difference in the survey. Almost twice as many rich real estate agents use a CRM or lead management system than poor real estate agents.

    It’s this systematic management of their database that allows rich real estate agents to build a high-volume business. This is the most dramatic and visible difference in the entire survey.

  3. Email Marketing: Rich real estate agents aggressively use email marketing. In fact, they touch their clients more frequently through email marketing than their less successful brethren. Many of them send automated listings via their IDX sites, and they are 54% more likely to use email newsletter and drip marketing campaigns.

Rich real estate agents are aggressive in using BROADCAST forms of social media to attract clients. What is broadcast social media? Any form of social media which allows a real estate agent or real estate professional to communicate in a broadcast format which is open on the Internet (unlike FaceBook which is only visible to your friends.)

What forms of social media are Rich Real Estate Agents using?

  1. YouTube and Online Video: We were surprised by this one, as online video has always seemed challenging and time consuming (from a production and editing standpoint). BUT, rich real estate agents are actively posting videos on YouTube , 78% more than poor real estate agents.
  2. Blogging: Rich real estate agents are actively blogging for search engine optimization and building a content library as a “net” for prospective buyers and sellers. Rich real estate agents are using WordPress (52%), and Blogger (26%) as the most popular blogging sites. Rich real estate agents seem to have a presence on multiple blogging platforms.
  3. Twitter & LinkedIn: Rich real estate agents tend to use the micro-blogging platform, Twitter and the business networking site, LinkedIn more actively than poor real estate agents to broadcast their message and generate business referrals.

The rich real estate agent spends 10 times more on marketing and advertising for their business. That may be the most shocking number of all. The rich real estate agent spends $5,000-$10,000 per year on marketing, while the poor real estate agent spends only $500-$1,000 per year. Again, a rich real estate agent is spending more in 2 weeks than some poor real estate agents spend on marketing ALL YEAR!

How are rich real estate agents spending their marketing dollars?

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  1. Hire an Assistant: Top performers leverage their time. 26% of rich real estate agents use an assistant or an agency to help with their marketing, driving traffic to their capture page, while only 11% of poor real estate agents use an assistant. Some of these top performers don’t know SEO from NBC but they realize the value of their time and the importance of hiring experts.
  2. Internet Marketing: Rich real estate agents prioritize internet marketing and lead generation in general. 2.75 times more rich real estate agents buy traffic to their website from sites like Google, Facebook, and Youtube than poor agents. 2.3 times as many rich real estate agents buy internet leads. Rich real estate agents realize that this investment in their business is likely to pay off because they have the system (IDX website and CRM/lead management system) in place to convert their investment into the business.
  3. The Local Newspaper & Local Publications: Guess what……..rich real estate agents still advertise in local newspapers. Hard to believe, given all the bad news in the newspaper business. But, if a home buyer or seller is looking for information in the local newspaper, the rich real estate agent is going to be advertising there.
  4. Door Knocking & Cold Calling: Rich real estate agents DON’T have time for cold calling and door knocking. They leave that to poor real estate agents who is more likely to hit the streets or the office phone and open up the phone book (shudder, shudder). Rich real estate agents tend to pay for marketing since they have the resources.

When asked,”What is the most effective marketing or advertising that you do?” rich real estate agents answered: 1) Personal referrals and word of mouth, 2) blogging, and 3) professional referrals and business networking.

So what does NOT matter? When we looked at the data of what separates the rich real estate agents from the poor real estate agents, technology, broadcast social media, Email newsletters and Youtube video marketing stuck out. In contrast, what did NOT stick out. This could be that every agent is using them; some could be using them well while the rest are using them poorly. The survey could not tell the difference.

1. Facebook: 90% of real estate agents are using FaceBook. Period. There could be a whole survey on the best ways to use FaceBook which may include paid traffic. But the survey does not show that FaceBook does not sell more houses for the rich real estate agent versus the poor real estate agent.

2. Home Listing Sites: When asked, “Do you advertise or use the following real estate web sites to market your business?” we saw, there was no discernible difference between rich real estate agents and poor real estate agents in their usage of these sites. This may be compared to review sites like Yelp for small businesses.

3. Direct Mail: Over 60% of respondents use direct mail to market their business. That’s the same percentage of respondents using Zillow, Realtor.com and Trulia. Perhaps people still open the mail and hire their real estate agent based on the refrigerator magnet. More poor real estate agents report using direct mail than have an IDX site. Because the real estate industry has been slow to change behavior. The same is true for many small business owners, they have been slow to adapt to change.

Many small business owners treat social media the same way business owners used the Yellow Pages in the 1970's.

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Think Different

Many enterprises rely on the methods that made them successful in the past but are not as effective today as they once were. 

The majority of real estate agents , both rich and poor, use Direct Mail, Facebook, Cold Calling and real estate sites like Trulia, Realtor, Zillow and Homes.com. (which may be compared to a Yelp.com for a small business) In their marketing, however, the top 10% of agents use Blogs, Email newsletters, they post 78% more Youtube videos than poor agents and use social media sites like Linkedin, Twitter, Instagram and Pinterest. You have probably noticed that the top 1% of agents have their own TV shows and/or books and programs. In many cases their books is what gave them the credibility to be on TV. 

We can take these same lessons and apply them into our small businesses.

In 2008 I was hired as a business strategist by a $400 million dollar marketing firm many times working with executives from Multi-Billion Dollar companies to help them adapt to this new economy. The economy had recovered but many people are still hurting because they have not adapted to these changes and are in the midst of the Covid economy.  

If Steve Jobs ran (your company) what would he had done differently than what you are doing right now? The mission behind Apple is to “Think Different” if you seen their 1997 Apple commercial which shows not what Apple did, but what Apple stands for. 

Joe Polish calls this the blind leading the blind. He says most people will only look inside their industry to find ideas to grow their enterprizes. However, what are the majority of the people doing in your industry vs. the most success enterprizes, in your industry?

 When you start with average anyone can make you better but when you work with those who are already at the top of their game results are a lot less obvious. We look at everything, anything that can give you the slightest edge. 

So the difference from making the average of $50,000 and making 7 or 8 figures a year is being an innovator.

Innovators break records in every single industry they work in. I’ve worked with a handful of enterprises earning in excess of $100 million dollars 

 

Stimulus Check

Millions of Americans​ may qualify for a BONUS Stimulus check! Are You One Of Them?

Each year the government gives away billions of dollars to ordinary individuals like you and me. Take for instance 2015 according to Whitehouse.gov it said that the average household would receive $22,997 in free government money and for the year 2020 the average family would receive $22,497 in addition to the $2.8 Trillion dollar corona virus stimulus package for an average of $34,000

How much of this money did you receive?

This is why financial education is so important!

Who makes the laws? Politicians! And do they makes these laws to benefit you or themselves? Themselves! Hower, Since they made the laws they know the laws. So, you can qualify for these exact same laws to provide for your family.

You can either let some billionaire use your money to buy a private jet or take his family to some private island on vacation or you can use this money to provide for you and your family.

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Billionaire H. Ross Perot Quickly Made His First Million With The Government!

H. Ross Perot has amassed a staggering $3.2 Billion dollar fortune according to Forbes Magazine. He’s run for president in 1992, he has a ranch in Texas – that’s 100,000 acres and his business interests are gigantic.

Huge profits in government contracts made H. Ross Perot a millionaire before he was 30 and over 25 million by the time he was 34 years old by using government money programs.

Donald Trump’s entire real estate empire was built on on government programs- buying property, fixing it up, and reselling it for fantastic profits. In fact he made his first million fixing up a piece of government property in Cincinnati Ohio.

Trump uses the Government money program to pay zero in taxes and you can use these exact same laws to provide for you and your family.

An article from https://www.pbs.org/newshour/economy/the-entrepreneurial-state-appl shows Steve Jobs, of Apple use money from the government to fund the iPhone

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Former President George W. Bush received $200 Million, Vice President Dick Chaney got $3 Billion, Staples $1.5 Million, Apple Computers $3 Million dollars, Federal Express $5 Million, Outback Steakhouse $151,000, April Film Company got $20,000, Ultrasound Magazine received $6,000, Lorraine's Jazz Club got $50,000, Krista K Boutique $10,000, Original Impulse Coaching Co $1,000, Cherished Petals Flower Shop $50,000, and The Support Hose Store $50,000

There are plenty of modern examples that we are unaware of using Government money to fund their enterprises.

1) Look For Money Outside Of Grant Money

80% of Free Government Money that is given out each year only a very small percentage of them are classified as grants. The rest of free money is called things like direct payments, venture capital, or loans you do not have to pay back.

There are also organizations, and foundations that collectively give billions of dollars away that are not part of the government money programs.

2) Look At Your State

The majority of the money is given out at the state level. Every year the government gives away billions of dollars to ordinary individuals like you and me and with the 2020 coronavirus stimulus package many more people because aware of this money on the federal level, however, the majority of people were not aware of the money given out on the state level.

Every few days I get notified of new program but there is only a short window of time to apply. The federal government turns over this money to the state to distribute how they see fit.

3) Free Services

Free Services Can at time Be more valuable Than Free Money!

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4) Don't Overcomplicate Things

Government applications are easy but this is where average Americans really miss out. They believe that grant applications are complicated, and they don’t even try 80% of the free money the government gives out is not a grant so they do not require a grant application and all that is needed is three or four pages of fill in the blanks. 

5) Your Congressman

Your Congressman Provides The Best Help. Every elected official has someone on their staff that helps people take advantage of government programs.

These are the most motivated people in government that want to help you because if they are able to make a call to a government office Because they hope if they can provide you the resources you need you will vote for them the next election but no matter what happens once you qualify and take the step this money is yours. (See more www.congress.org/

6) Local Government Office

Government offices are too big for any one person to know what is available. That is why you have to know the right places to look because we have already done the reach to know what is available, of course, we still suggest you do your own research to find out what is available. Find your local government office: http://www.govengine.com

7) Who Get The Money

Only 12% Goes To The Poor Many people think they have to be destitute to receive government money. But that's not true. A bigger percentage of rich people are eligible for government money than poor people. (Source: “Running On Empty”, Peter G. Peterson, former Chairman of Federal Reserve Bank of New York, Farrar, Strauss and Giroux, New York, page 151) 

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8) $20,000 Bonus

Every year according to whitehouse.gov the yearly American budget entitles the average family to receive over $20,000+ a year in FREE government money programs.

9) More Money Is Coming

Government Programs Keep Growing Under Both Democrats And Republicans Total government spending has increased every single year since 1948. ( Source: http://www.gpo.gov/fdsys/pkg/BUDGET

10) No Income Requirements

75% Of Government Money Programs Have No Income Requirements No matter what your income you can apply for money to do specific activities that the government wants to be done like create or grow a business, fix up your home, work on an invention, or train for a new job.

(Source: “Running On Empty”, Peter G. Peterson, former Chairman of Federal Reserve Bank of New York, Farrar, Strauss and Giroux, New York, page 151) 

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Legal Loophole To Avoid Paying Your State And Federal Taxes

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Attention!: We remember 2% of what we hear, 25% of what we see, and 100% of what we are trained to do. Be sure to download your execution plans and follow along with us as we review today's model. Download Now >>

There is a lot of controversy with regards to Jeff Bezos of Amazon not paying taxes. Especially since Jeff Bezos is currently listed as the world's richest billionaire with $204 billion dollars. He is not the richest person alive because there are those with family wealth that is estimated to be in the trillions of dollars but that is a topic for another day. 

Article: https://www.forbes.com/sites/jonathanponciano/2020/08/26/worlds-richest-billionaire-jeff-bezos-first-200-billion/#24294d3b4db7

Miami-based entrepreneur, Grant Cardone, had a large tax bill due. However, instead of paying it to Uncle Sam, there are legal loopholes that allowed him to buy a $50 million dollar jet instead of paying it to the government.

ATTENTION! The following video is provided by a 3rd party vendor. If the video is no longer available, it is because the owner of the video or Youtube removed the video from their servers. We apologize for any inconvenience.

When you run a company like Amazon, you become a target. It is an easily recognizable company and therefore under greater scrutiny from the public. There are plenty of other CEOs and companies who do not pay taxes, but there is much less attention paid to them.

Back in the 1900s, the Getty’s, Rockefellers, and Morgan’s, because of their immense wealth, people were trying to shut them down too. They were targets. How did they build their wealth and keep it? We weren't born knowing how to walk, talk, or drive a car, were you? These are all skills we learned to grow and develop as an individual. Understanding how to use money, effectively, is just like any other skill. We learn them when we need them. Are you ready to learn these skills now?

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As the article entitled, “Learning to Live”, at AlphaLifestyleAcademy.com explains, most people would rather escape their problems rather than trying to find solutions to their problems. In finding solutions, you are developing problem-solving skills that will serve you for a lifetime. You will feel empowered to change your life.

The average millionaire spends 60 minutes each day educating themselves on business and financial matters. Learning about relevant topics in whatever area of your life you want to be more informed in, helps to develop your money-management skills. No matter how much money you have, you can learn to make it work for you. So how will you spend your 60 minutes? Will you sit in front of the TV watching trying to escape your problems or will you develop the skills to best utilize your money to work for you? Consider expanding your knowledge on not only money, but your health, or relationships.

From the day you are born until the day you die, you are going to need to develop and understand how to effectively use your money. Since money impacts so many areas of your life, isn't investing your time to get a handle on it a wise choice?

You spend more money on taxes, interest rates from debt, and financial loss which is money that you are entitled to but are unaware that you had. Then any other expense out there.

So, who makes these laws? Politicians! Do they make these laws to benefit you or themselves? Themselves! However, we can use these exact same laws to benefit yourselves and provide for our families. In order for these laws to be passed there has to be some legitimacy to them to give congress a motive to turn these decisions into law. This is where financial education comes into play. You don't need a college education to do this. You need to be motivated to do so.

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Since these politicians make the laws, they know the laws, and can thus take advantage of them. Congress has written a series of legal loopholes that will allow you to legally not have to pay your state and federal taxes. 

I have business mentors, money mentors, people who are helping me tap into legal loopholes of the rich to eliminate my federal and state income tax. I have mentors that help me with my health and fitness goals as well. It is a strength to ask for help and take it. Where will you get the support and help you need? We can do this with you at Alpha Lifestyle Academy if you are willing to learn and grow.

If you are in the Los Angeles area I want to introduce you to Paz Taxes who can help you take advantage of these legal loopholes and avoid paying your state and federal taxes at PAZTAXES.COM

If you are outside of the area we have provided you some additional resources at the bottom of the page with some tax professionals who can help you get the same results for yourself.

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The Best Chiropractors in San Fernando Valley, CA [Los Angeles]

1) Spine And Beyond

Dr. Bharat Jain, DC of http://spineandbeyondla.com is a Chiropractor in Van Nuys, CA and has over 11 years of experience in the medical field. He graduated from Cleveland Chiropractic College of Los Angeles medical school in 2009. He is accepting new patients.

At Spine and Beyond, we believe that all-natural health care can effectively eradicate chronic pain and illness in people of all ages. Proudly offering chiropractic care to the residents of Van Nuys and its surrounding areas, we strive to ensure optimal wellness through a variety of drug-free techniques and integrative modalities. Our chiropractic clinic leads the way in holistic medicine, intertwining medical techniques to provide total mind/body health and supported by a staff of healthcare professionals who are committed to exemplary care.

We provide expert-level service in the following:

  • Chiropractic adjustments
  • Car accident injury rehabilitation
  • Weight loss and nutrition support
  • Spinal decompression
  • Posture and balance treatments
  • Massage therapy

With credentials that surpass many of our respected competitors, we offer superior, trustworthy care, backed by the following:

  • The Kennedy Spinal Decompression Technique Certification
  • Nutrition, Physiotherapy, Personal injury, and Spinal Ligament Injury Certifications
  • Whiplash and Brain Injury Certification
  • Wellness Instructor Certification
  • Membership to The Foundation for Well Professionals

Location

15216 Vanowen St Unit 2D, Van Nuys, CA 91405
Hours: Open ⋅ Closes 6 PM
Phone: 818.832.9517

 

Reviews From Socal Media

how to drive a ferrari for the same price you'd pay for a ferrari

How To Drive A Ferrari For The Same Price You Would Pay For A Honda

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Summary

This story highlights the dream of driving luxury cars like Lamborghinis and Ferraris, even though most people end up driving practical cars like Hondas. The key is to understand car depreciation and how the ultra-rich preserve their wealth through “exchanging” cars strategically. By selling a car at the right time and using the proceeds to buy another, they avoid losing money. Additionally, learning from mentors can help navigate the car market and secure the dream car without breaking the bank. 

Introduction

Well, well, well, my fellow car enthusiasts, listen up because I've got some car wisdom to drop on you. Back in the day, when I was a young and spry 15-year-old, I had a poster of a wicked black Lamborghini above my bed. You betcha, no boring Honda poster for me, 'cause who wants that, right?

But guess what? Here's a secret sauce that's not so common knowledge: you can live the dream without breakin' the bank! Yeah, you heard me right. The ultra-rich have some money-saving tricks up their sleeves. They don't just blow their dough like confetti at a party. Nah, they educate themselves on the biz and financial stuff for about 60 minutes each day, way better than binge-watching some soapy drama on TV. 

And that's where we come in, with my squad of mentors. We're learnin' the tricks of the trade, so you can too! I got business mentors, money mentors, health and fitness gurus, the whole shebang! We're working on snaggin' that Ferrari without breaking the bank, just like a pro.

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Depreciation

Alright, now let's talk about depreciation. We all know new cars tank in value faster than you can say "chimichanga," but there's more to it. That sweet Lambo of yours will depreciate too, no doubt about it. But, here's the catch, once it hits that sweet spot, the value stabilizes like a skilled sharpshooter.

So, my fellow dreamers, the rich got a clever trick called "exchanging." It ain't just about buyin' a Lambo for $200,000 'cause you can. They get smart by buying and sell it at the right time for the same price, then bam! You want to buy your exotic car around year 7 because as you notice in the graph depreciation starts to level off around year 7, then then you want to sell it before it depreciates and invest in another exotic. This way you don't lose money and in some case you will actually make money.

And don't you dare think it's impossible to get the car of your dreams! The car market's a jungle, but once you know the ropes, you can score your dream ride. Remember, patience is key, just like waitin' for the perfect taco.

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90 Day Rule

Oh, and there's the legendary 90-day rule. Car dealerships hate it when a car sits on their lot like a couch potato. So, once that baby hits 90 days, they're charged interest faster than I can whip out my swords. You savvy? Findin' high-end cars near that mark is your ticket to a sweeter deal.

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$0 Down Financing

Now, I bet you're wonderin', "How the heck am I gonna afford an exotic ride?" Fear not, amigo! Financing's the name of the game. Ninety percent of those beasts are financed, and it ain't 'cause they can't afford it. It's 'cause the money-savvy folks know their money can make more money, like me and my chimichanga stand.

So, buckle up and join me on this wild journey. We'll be tearin' up the roads in our dream cars, all without emptying our wallets. You'll be cruisin' like a boss, just like me, Deadpool, with my crimson suit and wit to match.

So, grab the wheel of your dreams, hit the gas, and let's ride into the sunset together! Chimichangas for everyone!

Conclusion

the key to buying exotic cars without breaking the bank lies in timing and smart strategies. Acquiring a well-maintained exotic car between 3 to 7 years old is the sweet spot. Utilizing exchanging techniques allows you to avoid losing money and, in some instances, even make a profit. Keep your eyes peeled for automobiles near the 90-day mark on the lot; dealers become more motivated to sell, presenting better opportunities.

Furthermore, buying an exotic car opens doors to additional financing options, often with zero money down. This makes owning your dream car more feasible than you might think. But remember, there's much more to learn in the world of money-saving secrets of the ultra-rich.

If you're hungry for the lifestyles of the rich and famous on a middle-class income, whether it's driving Ferraris, living in Hollywood mansions, or exploring the world practically for free, you're invited to claim your copy of these secrets at ultrarich.alphalifestyleacademy.com. Empower yourself with knowledge and transform your aspirations into reality. Live life in the fast lane, because you deserve it!

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How To Stay Looking Younger Longer

Look 20 Years Younger In Just 90 Days

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Introduction

Well, well, well, folks, let's talk about aging, shall we? Even the worlds most attractive people, or in this case, celebrities, can't escape the march of time. But here's the juicy part – some age like fine wine, while others... well, let's just say they age like milk left out in the sun.

Now, over the past year, you might've noticed a few famous faces who seem to have hit the fast-forward button on aging. It's like they've aged more than a vampire in direct sunlight. But then there are those legends from the '80s and '90s who still look smokin' hot today. They're like the Benjamin Buttons of Hollywood.

But here's the deal, my friends, the choices you make now are like seeds you plant for the future. Your diet, your supplements – they're not just about how you look in the mirror, they're about how you'll feel in 10 or 20 years. Every line and crease on your face? Well, they could be like little warning signs from your body, telling you something ain't quite right.

Ever heard of metabolic syndrome? It's like the supervillain created from all the bad choices you've made over the years. And guess what? It can take a good 20 to 30 years for the full impact to hit you like a freight train.

Now, here's the twist – we can't change the past, no matter how many time-traveling devices we invent. But you can definitely do something about your future. It's like a choose-your-own-adventure book, but instead of battling dragons, you're fighting aging.

So, go ahead, make those healthier choices, my fellow adventurers. Your future self will thank you. 

Skin Conditions

Ah, let's talk about the myths and mysteries of our skin, my fellow adventurers. You see, once upon a time, we pointed our fingers at the sun and accused it of causing cancer. But here's the plot twist – it's not the sun's fault! Nope, it's our own organs playing a sneaky game.

Picture this: your organs are like little detectives, pushing toxins out through your skin. And what does the sun do? It bakes those toxins right into your skin, creating a recipe for cancer. It's like a game of hide and seek gone horribly wrong.

Now, let's talk about the skin drama – dryness, acne, white spots, and freckles. Blame it on the diet villains – fried foods and animal products like meats and cheeses. They're like the supervillains of skincare, leaving your skin looking like a battlefield.

And then there are those pesky varicose veins. They're like the red flags of poor circulation, waving at you from your legs. Sedentary lifestyle and a diet filled with sugars, breads, and alcohol? Yeah, they're the culprits.

But here's the plot twist you've been waiting for: the older you get, the more your face shows the signs of organ congestion. It's like a road map of your life choices, etched onto your skin.

But fear not, my fellow explorers! There are places in this world, like Okinawa, Japan, and Sardinia, Italy, where people age like fine wine. They're like the superheroes of healthy living, staying active and munching on a diet that's a skincare dream.

So, what's the key to slowing down or even reversing the aging process? It's all about detoxing those organs, my friends. So, treat it right, and it'll treat you right.

Minerals

Deep seawater (DSW) commonly refers to a body of seawater that is pumped up from a depth of over 200 m. It is usually associated with the following characteristics: low temperature, high purity, and is rich with nutrients, namely, beneficial elements, which include magnesium, calcium, potassium, chromium, selenium, zinc, and vanadium. Less photosynthesis of plant planktons, consumption of nutrients, and organic decomposition have caused lots of nutrients to remain there. Due to this, DSW has the potential to become a good source of health. Research has proven that DSW can help overcome health problems especially related to lifestyle-associated diseases such as cardiovascular disease, diabetes, obesity, cancer, and skin problems. 

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Sulfur

Sulfur is the foundation of beauty because it plays an important role in the body and is necessary for the synthesis of certain key proteins. For example, it is needed for the synthesis of glutathione, which acts as a potent antioxidant, protecting your cells from damage. It is the building blocks of hair, skin, and tissue. Sulfur can be found in two amino acids in food: methionine and cysteine (Methylsulfonylmethane or MSM.). It's primarily derived from dietary proteins, such as beef, fish, and poultry. However, there are vegetarian sources such as cruciferous vegetables like broccoli, brussels sprouts, cauliflower, kale, watercress, and mustard greens.

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Silica

Silica is vital for building strong bones and the #1 source of silica is bamboo. The Chinese use bamboo in many of their foods. Horsetail, (the herb, not the animal) and stinging nettles are also a very good source of silica. Animal sources provide much lower levels of silica than plant sources. The refining and processing of foods reduces the amount of silica content, and soils are often depleted of this mineral. Good food sources of silica include unrefined cereals, apples, cherries, almonds, oranges, fish, oats, and seeds.

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Bentonite Clay

Bentonite clay is a natural clay with a fine, soft texture. It forms a paste when mixed with water. Some people use this paste for medical or cosmetic benefits, such as treating rashes and acne or as a hair mask. You can mix this up at home or you may also consider mixing it with Alvera or apple cider vinegar which pull toxins out of the body. The most common, and probably the most convenient way to introduce Bentonite clay into your diet is by simply adding it to water. Add half a teaspoon to a glass of water, ensuring that you stir well, and drink straight away before it 'sets'.

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Omega 6

Along with omega-3 fatty acids, omega-6 fatty acids play a crucial role in brain function, and normal growth and development. As a type of polyunsaturated fatty acid (PUFA), omega-6s help stimulate skin and hair growth, maintain bone health, and regulate metabolism. It also maintains the reproductive system. Seeds like sunflower, pumpkin, and hemp seeds contain omega 6 which are the same type of oils that are in the skin.

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Greens

Leafy green vegetables are an important part of a healthy diet. They're packed with vitamins, minerals, and fiber but low in calories. Eating a diet rich in leafy greens can offer numerous health benefits including reduced risk of obesity, heart disease, high blood pressure, and mental decline. By eating food sources such as kale, lettuce, spinach, and mustard greens will help to ensure a healthy blood flow. These greens are responsible for increasing enzymes in the liver that help promote the blood detoxification process.

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Antioxidants

Antioxidants are substances that may protect your cells against free radicals, which may play a role in heart disease, cancer, and other diseases. Free radicals are molecules produced when your body breaks down food or when you're exposed to tobacco smoke or radiation. Astaxanthin is the highest form of antioxidants with plant-based foods being the best sources. These include fruits, vegetables, whole grains, nuts, seeds, herbs and spices, and even cocoa. As a bonus, fruits, vegetables, and whole grains high in antioxidants are also typically high in fiber, low in saturated fat and cholesterol, and good sources of vitamins and minerals. Another very potent antioxidant comes from red algae and berries. 

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Aloe Vera

Aloe vera is a medicinal plant that’s been used to treat various health conditions for thousands of years. It’s safe to use directly from the plant or you can buy it in gel form.

Aloe vera creams, gels, and ointments contain the clear gel found in aloe vera leaves. These products can be applied topically to treat various skin conditions. Aloe is sold in capsule or liquid form to take internally to promote health and well-being as well.

The gel within the skin of the aloe vera plant contains many beneficial vitamins and nutrients, including vitamins A, B1, B2, B3, B6, B12, C, E, and folic acid, iron, sodium, copper, zinc, calcium, potassium, chromium, magnesium, and manganese. This healing plant is known for its benefits to both the inside and outside of the human body.

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Vitamin C

Vitamin C has been shown to stabilize collagen mRNA, thus increasing collagen protein synthesis for repair of the damaged skin. This occurs concurrently with a decrease in elastin production; the elastin protein is often overproduced in response to photodamage.  Fruits with the highest sources of Vitamin C to help in counteracting these deficits include mangos, papayas, pineapples, kiwis, strawberries, raspberries, blueberries, watermelons, cranberries, cantaloupe, and citrus fruits such as oranges and grapefruits. There are also supplements but it is best if they come from natural food choices.

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Herbs

These natural wonders can also be secret ingredients in your skincare regimen. Many spices contain high levels of antioxidants, anti-inflammatory agents, and nutrients your skin and hair need to look healthy.

Some of the best anti-aging herbs you should include in your diet now to reap their benefits are basil, Guduchi, ashwagandha, amla, turmeric, ginseng, and Gotu-kola.

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Deer Antler

People use deer antler velvet as medicine for a wide range of health problems. Deer velvet is used to boost strength and endurance, build your immune system, counter the effects of stress, and promote rapid recovery from illness.

In the Chinese culture, they have used deer antlers for 5,000 years. It is the second most used herb in Chinese medicine.

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Chaga

Chaga mushrooms are non-toxic with extremely high amounts of antioxidants. These mushrooms differ from other mushrooms, as they grow by extracting nutrients from living trees instead of dead ones. Chaga mushrooms primarily grow on birch trees and are only found in the coldest locations of the northern hemisphere. In addition to this exclusivity, Chaga mushrooms take at least five years to mature, and are very rare. Also, they cannot be cultivated.  Attempts to cultivate them have resulted in significantly reduced and different bioactive constituents. You can buy them online in extract form.

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Dong Quai

Dong Quai is used for menstrual cramps, premenstrual syndrome (PMS), and menopausal symptoms. It is also used orally as a "blood purifier"; to manage hypertension, infertility, joint pain, ulcers, "tired blood" (anemia), and constipation; and in the prevention and treatment of allergic attacks. You can buy it in tea form or capsules and can be found online.

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Fo-ti

Fo-ti is generally used to relieve constipation. It's also used to treat acne, athlete's foot, and scrapes. Red fo-ti is considered an energy tonic. TCM practitioners believe it can help restore the color of graying hair, combat premature aging, and offset erectile dysfunction. It can be purchased online primarily in capsule form.

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Jiaogulan 

Also known as the immortality herb (Gynostemma pentaphyllum), Jiaogulan is a dramatic climbing vine that belongs to the cucumber and gourd family. When used regularly, tea from the immortality herb plant is believed to promote a long, healthy, disease-free life. It is the #1 most used herb in Chinese medicine.

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Licorice Root

A recent study published in the New England Journal of Medicine concluded that ingredients in licorice suppress sexual libido. It can help treat a variety of ailments, including respiratory conditions and digestive distress. Its plant compounds demonstrate potent antioxidant, anti-inflammatory, and antimicrobial effects. Roots of the pea-like plant, Glycyrrhiza glabra (licorice root), from which licorice is extracted, contain active ingredients that may in part act by interfering with testosterone production. Health products that contain licorice include herbal and licorice-flavored cough mixtures, throat pearls, licorice tea, licorice-flavored diet gum, laxatives (including cascara and compound licorice powder).

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Schisandra Berry

Schisandra is used for preventing early aging and increasing lifespan, normalizing blood sugar and blood pressure, stimulating the immune system, and speeding recovery after surgery. It is also used for treating liver disease (hepatitis) and protecting the liver from poisons. You can purchase these berries in supplement form.

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Red Rasberry

Vitamin C and antioxidants in raspberries can reduce the signs of aging such as black spots or wrinkles. For those of you who are active in outdoor activities, you might want to consume raspberries to protect your skin from UV damage. The antioxidants and ellagic acid in raspberries can keep the skin healthy and rejuvenate it.

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Stinging Nettles

Stinging Nettles have a long history of use as a medicinal aid. Stinging nettle, or Urtica dioica, is a common plant that grows in the United States, Canada, and Europe. It primarily grows in damp, fertile soil. The nettle has sharp hairs on its leaves. Nettle has "a range of health benefitting bioactive compounds" and "a better amino acid profile than most of the other leafy vegetables".

There is nettle leaf flour and tea that you can purchase. In flour form, it has an earthy flavor. The flour has three times more protein than wheat or barley and less than half the carbohydrates.

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Conclusion

Regardless of which of the above suggestions that I have offered for your consideration, you have the power to decide what foods or supplements you will consume and products you will use. I'd love for you to look back in 10 years and smile with satisfaction knowing that you are living a healthy life and look fantastic! Good luck!

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