Top 4 Ways To Get More Out Of Your Money!

Introduction:

Let’s make one thing clear: frugal living is NOT about cutting back and NOT buying the things you want. It’s about cutting back on things you don’t want to spend money on. Many people complain about gas prices, even though everyone knows we need to get from one place to another. We’re going to pay whatever they set the gas prices at regardless, especially if you live in an area with little or no public transportation. People will spend more money on coffee in one week than they do on gas and not complain about it because people don’t buy what they need, they buy what they want.

Cut Your Expenses Without Missing Out:

When people think about getting out of debt and lowering their expenses, they only think of frugal living.

Let’s explore this more. You may not have the same amount of money that wealthy people do, however, you can use the same strategies as the rich to have a higher standard of living. The rich not only make more money than the poor and middle class, but they also pay as little as they possibly can on things that they need. In this way, they have money left over to buy items that they really want to buy; the things they really enjoy.

Your Biggest Expenses:

You pay more money on taxes, interest rates from debt, and financial losses than any other expenses. Robert Kiyosaki, the author of the Rich Dad Poor Dad book series, says there are 4 stages to financial growth:

1. Debt – Understanding the different types of debt; they call this good debt and bad debt.

2. Security – This is the stage where you protect yourself from one of your biggest expenses: financial loss and different types of insurances.

3. Comfort – This is the stage where you are getting “caught up” on things. This is where many people say “I just want to get ahead”.

4. Wealth – The fourth and final stage, is where you have your money working hard for you instead of you working hard for the money through different investments like real estate.

By paying less for the things you need, you will have the money left over or the things you really want.

So again, you waste more money on taxes, interest rates from debt, and financial loss than any other expense out there.

Government Money:

Every year, the government gives away billions of dollars through free money programs by adding $300-$500 to your paycheck from your job. Additionally, you can get 20-45% cashback on your normal everyday expenses through a series of government money programs.

Fix Your Credit:

Having a low credit score will cost you hundreds of dollars each month and when you compound a poor credit score over years, it ends up costing you thousands of dollars. When your credit score is low, your interest rate will be higher.

Eliminate 50% Your Debt:

There are laws in place that benefit banks, charge you higher fees, and you are not aware of. They are often called “hidden fees“. If you know about them, you can use the money-saving secrets of the ultra-rich and use these laws against the bank to eliminate as much as 50% of your debt.

Get Out Debt:

There are banking laws that banks use to charge us higher fees; however, the banks break these laws every day. We use these laws against the banks to eliminate your debt.